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ICICI Bank Video KYC :Process for Personal Loans KYC

  Video KYC (Know Your Customer) is a process of verifying the identity of a person using a video call and other electronic documents, rather than the traditional method of in-person identification. This allows businesses to verify the identity of their customers remotely, which can be more convenient for both parties and can reduce the risk of fraud. During a video KYC process, the customer may be asked to show their government-issued ID and to answer questions about their identity. The video call may be recorded for security purposes. Contents  What is Video KYC? For ICICI Bank Personal Loan Can I do ICICI Bank KYC online through video calling mode? Process of ICICI Bank Video kyc for personal loan What happens in KYC video call?   What is Video KYC? For ICICI Bank Personal Loan ICICI Bank Video KYC online is a supplementary method through which users of ICICI Bank Personal Loan product can complete the KYC for their personal loan within just a few minutes. Duri

ICICI Bank Health Shield 360 Revamped With Excellent Benefits

Health Shield 360 has been relaunched for ICICI Bank customers it focuses on your health & wellness to prevent hospitalization and incentivizes the customer with rewards to stay healthy. A 360-degree plan that not only insures you against any eventuality but also encourages good health and well-being right from the start. Health Shield 360 is available to ICICI Bank customer holding savings account. One revolutionary feature in this policy is of uniform premium amount across all age brackets. Contents Health Shield 360 has following benefits- Key Features of ICICI Bank Health Shield 360 Premium Chart Health Checkup Packages Eligibility WAITING PERIOD Major Permanent Exclusions FAQ Health Shield 360 has following benefits- ·          Comprehensive ·          Competitive ·          Convenient ·          Focus on health   Key Features of ICICI Bank Health Shield 360 Hospitalisation Expenses with High SI Limit - Covers in-patient hospitalis

ICICI Bank Zero Balance Current account

ICICI Bank Zero Balance Current account: Super Merchant Current Account Contents What is ICICI Bank Super Merchant Current Account? Features of ICICI Bank Super Merchant Current account The Super Merchant Current Account has two variants catering to your specific business needs. Super Advantage Plus Current Account Super Advantage Current Account   Is there any hidden charges in the Super Merchant Current account ICICI Bank is one of the largest private sector bank in India. It has wide branch network with world class digital infrastructure. ICICI BANK has in its kitty one of the best current account with zero balance feature inbuilt in it. What is ICICI Bank Super Merchant Current Account? Super Merchant Current account has been launched to help merchants receive hassle-free digital payments through different modes like Eazypay POS swiping machine Eazypay UPI QR Code Eazypay Payment gateway Features of ICICI Bank Super Merchant Current account Zero Balance Account :

Custom Duty Payment Online Features & Process

The custom duty payment  is important as it regulates the inflow and outflow of goods, protects domestic industries and generates revenue for the government. The custom duty rate for different goods varies and is determined based on the Harmonized System of Nomenclature (HSN) code of the product. The HSN code is an internationally recognized system for the classification of goods and is used for customs tariffs, taxes, and trade statistics. Table Of Contents Table of Content 1. What is custom duty 2. Types of custom duty 3. Custom duty payment online through IceGate What is custom duty Custom duty is a tax imposed on goods that are imported or exported from a country, and in India it is managed and collected by the Central Board of Indirect Taxes and Customs (CBIC) under the Ministry of Finance. This duty is imposed to regulate the inflow and outflow of goods and to protect the domestic industries from cheap imp

Mutilated & Soiled Notes : Exchange Process and Value

What is mutilated and soiled notes? Currency notes that are damaged, soiled, mutilated notes or imperfect can still retain their value and can be exchanged for full face value at authorized banks or financial institutions. This is provided that the notes are not found to be counterfeit. However, notes on which religious or political slogans are written are no longer considered as legal tender and cannot be exchanged. It's worth noting that cooperative banks and regional rural banks are not authorized to exchange mutilated notes and it's advisable to approach a full-fledged commercial bank or Reserve Bank of India (RBI) issue office for this purpose. Contents Table of Contents 1.      Soiled note 2.      How do I exchange mutilated notes? 3.      Mutilated note 4.      Exchange of mutilated and imperfect notes 5.      What is the value of mutilated notes?   Soiled note A ‘soiled note’ means a note which has become dirty due to normal wear and tear and

Overdraft against FD : Features and Process Online FDOD ICICI Bank

Overdraft against FD - When the fixed deposit investment is utilized as security in a facility, and the money is subsequently given to the customer as an overdraft to the customer for further use it is termed as overdraft against FD or FDOD. Overdraft given is generally 90% of the FD value. Overdraft against FD is referred to following  • FDOD • ODFD • Overdraft against 100% fund based margin Can a Current Account customer avail FDOD (also referred as ODFD) facility online? Yes, customers can avail a FDOD facility online only against their Self FD (FD in the account of the firm) What is the Loan to Value (LTV) offered against FD online? 90% of FD amount can be offered as OD limit. Which FDs will be eligible for FDOD? The eligible FDs are as stated below: 1. Self FDs i.e. FDs will be only those existing under the same customer id. 2. FD should be in auto renewal mode 3. FD should not be lien marked 4. Should not be Flexi Fixed deposit 5. FD should not be non-callable 6. FD should

Online Assist Process for charge reversal online at ICICI Bank

Contents How do I request a reversal from ICICI Bank online Services which will be available at Online Assist Savings Account charges reversal Credit Card Charges Reversal Type of customers who can avail these services Steps through Online Assist for processing the request for charges reversal   Times when people used to write bank charges reversal letter have now become obsolete. As India's top most bank ICICI Bank Ltd has made charges reversal process online for resident customer. There is no need to visit bank branch or interaction with customer care executive. This can be done in a hassle freeway online. How do I request a reversal of charges from ICICI Bank online Online Assist is ICICI Bank’s endeavor to provide First Contact Resolution through this tool which will assist in quick, flexible and secure solutions. The Onile Assist is hosted on the Non Logged-in [NLI] section in Internet Banking and iMobilepay and will offer real time resolutions based