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Online Assist Process for charge reversal online at ICICI Bank


Contents

How do I request a reversal from ICICI Bank online

Services which will be available at Online Assist

Savings Account charges reversal

Credit Card Charges Reversal

Type of customers who can avail these services

Steps through Online Assist for processing the request for charges reversal

 

Times when people used to write bank charges reversal letter have now become obsolete. As India's top most bank ICICI Bank Ltd has made charges reversal process online for resident customer. There is no need to visit bank branch or interaction with customer care executive. This can be done in a hassle freeway online.

How do I request a reversal of charges from ICICI Bank online

Online Assist is ICICI Bank’s endeavor to provide First Contact Resolution through this tool which will assist in quick, flexible and secure solutions. The Onile Assist is hosted on the Non Logged-in [NLI] section in Internet Banking and iMobilepay and will offer real time resolutions based on pre-defined decision matrices.

 ICICI Bank customers can reach online assist page by clicking on Online Assist OR

icicbank.com>>Help& Contact>> Online Assist

iMobilepay>>More Services>> Online Assist

Services which will be available at Online Assist

Savings Account charges reversal

Ø NMAB charges
Ø  SMS alert charges
Ø  ECS return charges
Ø  Decline charge at ATM/POS Charges
Ø  Cash transaction Charges
Ø  Cheque return Charges
Ø  ATM Interchange charges

Credit Card Charges Reversal

Ø  Late Payment Fee
Ø  Interest Charges
Ø  Overlimit Fee
Ø  Auto debit return fee
Ø  Return cheque payment Fee

Type of customers who can avail these services –

Ø  Currently this is applicable only for Resident customer for above types listed above and excludes NRI, Proprietorship and Trust accounts

Ø  Resident customer with international number cannot avail this service.

Steps through Online Assist for processing the request for charges reversal 

Visit the non-logged in section by clicking on Online Assist

1.       Authentication through Primary Savings Account/Credit Card Number, Registered Mobile Number,

2.       Selection of dispute based on query type

3.       Display of information specific to the query & related to the selected account only

4.       Seek concurrence for proceeding for systemic checks

5.       Back-end checks based on pre-defined decision matrix and rules

6.       Display the decision/output/information real-time

7.       Customer confirmation for the resolution

8.       Closure of dispute with appropriate call to action

Frequently Asked Questions

Where will customer get login OTP on?

OTP will be sent to your registered mobile number and e-mail ID linked to the Primary Account simultaneously and will be valid for 10 minutes.

Can customer ask for single or multiple reversals?

Yes, customers can ask for single or multiple reversals from the list displayed on the reversal page and the decision will be basis the Bank’s discretion.

The reversal option is for how many months old data

 Customer will be able to see the charges levied for last 3 months only.


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